DSCR Loans
The Smarter Way to Finance Investment Property in 2025
If you’re a real estate investor looking to build your portfolio without jumping through hoops, DSCR loans may be your best tool in 2025. Whether you're flipping a strip mall, building new construction, or buying a cash-flowing rental, these loans are designed to get you funded fast.
What Is a DSCR Loan?
DSCR stands for Debt Service Coverage Ratio, which measures your property’s income versus the loan payment.
In plain terms: If the property cash flows, you can likely get a loan — even if you don’t have traditional income verification.
Most DSCR lenders are looking for a ratio of 1.0 or higher, meaning the property brings in at least enough income to cover the monthly loan payment. Even better if it’s higher than 1.15 or 1.25.
Why DSCR Loans Are Popular in 2025
No tax returns or W-2s required
Close in weeks, not months
Ideal for LLCs and investors with multiple properties
Refi, purchase, or cash-out options available
It’s all about the deal, not your day job.
Let’s Talk Rates
Here’s the truth: not all DSCR loans are created equal.
Rates can vary widely depending on the lender, and many borrowers overpay without even realizing it.
That’s where I come in.
I specialize in DSCR financing and I’m confident enough to say:
👉 I will beat anyone’s DSCR rate. Period.
Bring me your quote, and I’ll show you what’s possible — no pressure, just better terms.
Ready to run numbers or compare a quote? Let’s talk.
Contact me today and let’s make your next investment deal your smartest one yet.
